The foundation of a good financial plan is your spending and debt.  If these are not in control, the rest of your plan is in danger – much like a good foundation is required for a house.  

We don’t believe that you need to micromanage or never enjoy yourself.   It is about making sure that you are consciously making choices and spending your money where it will bring the greatest joy. 

Having a plan on how to spend on the big things and automate the rest, including debt repayment means you can take these items off your mind.   Taking these things out of the active part of your brain means you can focus more on your career, patients and living the life you want!

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